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ProspaPay is a cash flow friendly payment method designed to give business owners the freedom to purchase what they need for their business, when they need it. Forget about the cash flow disruption of paying up front for a business purchase. When you use ProspaPay, you can get your goods and pay for them over 13 weeks – interest free.

1. Select Prospapay as your payment method

2. Follow Prompts to create a Prospapay account

3. Pay over 13 equal installments

For more information and FAQs visit www.smai.com.au/pages/prospapay

Afterpay offers simple and affordable instalment plans for online and in-store shoppers. The payment platform allows you to purchase in four equal instalments, due every 2 weeks. For example, if you purchase an item for $200, you pay 4 instalments of $50. There is no additional cost to use Afterpay so long as you pay on time. All of your payments are interest-free and you will receive your order straight away.

1. Select Afterpay as your payment method

2. Follow Prompts to create an Afterpay account

3. Pay over 4 equal installments

For more information and FAQs visit www.smai.com.au/pages/afterpay

Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as. Apply in moments and get approved for up to $1000 on the spot. Once approved, start shopping online and instore, wherever you see Zip at checkout.

1. Select Zip Pay as your payment method

2. Follow Prompts to create an Zip Pay account

3. Pay over your chosen installments period

For more information and FAQs visit www.smai.com.au/pages/zippay

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