amex arrow-down australia cart download facebook fax google grid-view instagram list-view login mail mc minus money_back nav paypal phone pin pinterest plus returns rss search shipping tumblr twitter vimeo visa waranty wishlist x youtube zoom





Pay in 4 instalments

Up to $2,000

No establishment fees

No fees when you pay on time

Interest free

Instant approval

Zip Pay

Min. repayment $40/mth

Max amount $1,000

No establishment fees

Outstanding account fee $7.95/mth

Interest free

Fast Approval

Zip Money

Min. loan amount $1,000

Up to $5,000 (can increase after 6 months)

One-off establishment fee up to $99

Outstanding account fee $7.95/mth

3 Months interest free

Fast approval

PayPal: Pay In 4

Pay in 4 instalments

Up to $1,500

Must have a Paypal account

No service fees or late fees

Interest free

Fast approval



Min. spend $500

Max. spend $50,000

No establishment fees

Payment plans 3/6/12 months at an interest rate of 5/6.5/12% respectively


Approval ~24 hours

Trade | Trade Plus

Min. spend $1,000

Up to $150,000

Outstanding account fee min. $20/mth

Fixed fee over $3,000

Interest free

Approval within 24 hours

CFI Finance

No spend limit

Fast and easy approval process

Interest rate is subject to case-by-case basis and depends on required loan amount and financial history

"CFI Finance is a commercial finance company that is committed to offering flexible finance solutions to small business in Australia."

© Copyright 2022 SMAI
Site by Process

Afterpay offers simple and affordable instalment plans for online purchases of up to $2000. The payment platform allows you to purchase in four equal instalments, due every 2 weeks. For example, if you purchase an item for $200, you pay 4 instalments of $50. There is no additional cost to use Afterpay so long as you pay on time. All of your payments are interest-free and you will receive your order straight away. Learn more.

1. Select Afterpay as your payment method

2. Follow Prompts to create an Afterpay account

3. Pay over 4 equal instalments

Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as. Apply in moments and get approved for up to $1000 on the spot. Once approved, start shopping online and instore, wherever you see Zip at checkout. Learn more.

1. Select Zip Pay as your payment method

2. Follow Prompts to create an Zip Pay account

3. Pay over your chosen instalments period

Procuret is a fast, flexible and secure digital payment solution built for small businesses to better manage their cash-flow. Procuret helps you purchase the products you need for your business and pay for them in manageable instalments. Procuret’s frictionless way to pay allows you to match the value generated from your business purchase with a monthly payment. Learn more.

1. Select Procuret at check-out

Complete a quick 2 minutes setup

3. Pay over your chosen instalments period



Sold Out

Back to the top