Procuret is a fast, flexible and secure digital payment solution built for small businesses to better manage their cash-flow. Procuret helps you purchase the products you need for your business and pay for them in manageable instalments.
Procuret’s frictionless way to pay allows you to match the value generated from your business purchase with a monthly payment.
It is cash flow friendly and time effective.
Your Driver’s Licence, an ABN, a Credit Card or Bank Details, and an Invoice or order confirmation from SMAI
Simply request an invoice from our sales team at firstname.lastname@example.org or select Procuret
as your payment option at the checkout on our website.
Once you have your invoice/order confirmation, follow the simple prompts or call +02 8866 5399 to talk to Procuret about how they could work for your business.
Lines are open 9am to 7pm, Monday to Friday (AEST). Terms and Conditions Apply.
IS THERE INTEREST ON THE PAYMENTS?
There is a monthly premium ('margin') included in the payment to Procuret that is calculated after checkout. The best way to think about it is like getting insurance paid monthly rather than upfront, there is a monthly premium on the upfront amount.
ARE THERE ANY OTHER FEES?
So long as you pay your instalment on time, the monthly amount presented by Procuret is what you pay.
WHAT IF I PAY LATE?
If there is a chance that you will miss a payment, please let Procuret know beforehand. If a payment dishonours once Procuret has attempted to direct debit your account, then a dishonour fee of $10 applies; this covers the cost of re-running the payment and processing charges incurred. The payment will be attempted again the next day. If the payment continues to remain unpaid, there is a 0.09% per day late charge calculated against the balance of your Procuret Plan for each day the payment remains outstanding. It is always best if you can pay on time!
IT SEEMS THAT IT'S 'POWERED BY PROCURET', WHAT DOES THAT MEAN?
Procuret is an Australian based payment service focusing on business. Procuret can offer monthly instalments for invoices. Procuret does all the payment processing.
AM I ABLE TO PREPAY MY INSTALMENT PLAN?
Yes, you can prepay at any time. There is a small charge for prepayment depending on when in the contract term you request to prepay. Please contact us on email@example.com if you wish to prepay.
DO I HAVE TO ENTER MY CREDIT CARD OR BANK DETAILS TO PAY?
Yes. To make processing manageable for you and us we only accept instalment payment through authorised direct debit either via credit card or your business bank account.
WHY IS IT ASKING ME FOR MY ABN DETAILS?
Procuret is a B2B payment platform. Requesting your ABN allows the instalments to be in the name of the business rather than you as an individual. Procuret runs data-based assessment criteria based on your ABN and other criteria.
WHY IS IT ASKING ME FOR MY INDIVIDUAL DETAILS?
This is to reduce the risk of fraud for all parties. It prevents scammers pretending to represent your business and as a payments company, Procuret also has a regulatory obligation to ensure it can identify the users of the service.